Finding the right medical aid can be a slow and complicated process due to all the options you need to review and compare.
We remove all the hassle by providing you with a comparison quote of the top 11 medical aid schemes so you can find the perfect cover to match your budget and requirements.
This allows you to easily compare options from as low as R250pm up to full comprehensive medical aid costing up to R3000pm or more depending on your needs.
Recommended for those who want the most comprehensive type of medical cover available in South Africa. This can cost from R1200pm at the low range to over R2000pm or more.
Medical aids must cover Prescribed Minimum Benefits and are regulated under the medical schemes act. This means all schemes must cover certain minimum benefits.
It does not offer types of personal cover such as disability or dread disease, like health insurance* does, and you are never paid out directly or have the ability to use the funds for other purposes.
Consider combining an affordable medical aid policy with health insurance* to cover any payout gaps in your medical aid and ensure great overall cover for an affordable overall cost
Health insurance* is an affordable insurance policy that providers R200 000 per year cover which includes non medical expenses. It provides up to R20 000 lump sum for stays longer than 72 hours and a daily cash amount of up to R2000 per day for stays longer than 10 days. This covers up to 4 children at no extra cost.
Also included is R200k cover for dread disease, accidental disability and accidental death as well as a maternity benefit.
*Please note: It is insurance cover that pays out to you directly and can be used to cover non-medical expenses as a result of hospitalisation.
**This is not a medical scheme and the cover is not the same as that of a medical scheme. This policy is not a substitute for medical scheme membership.
Recommended for those who want comprehensive cover, but do not want a savings benefit included in the cover.
Recommended for individuals or a family who wants comprehensive cover for every possible risk.
This is also part of traditional medical aid and mostly provides cover for hospitalisation
Insurance cover providing R200k per year cover including non-medical expenses as a result of hospitalisation
For those with exisiting medical aid, gap cover can significantly improve your existing cover by covering any gaps in the more affordable medical aid policies.
A problem medical aid members face is that surgeons, anesthetists and other specialists often charge substantially more than medical aid rates.
When this occurs, you as the medical aid member becomes liable to pay for the shortfall.
Gap cover covers any payout gaps in your existing medical aid and protects you from unexpected medical expenses
Request your FREE Quotes below